Please Read These Terms and Conditions Carefully before Using this Website
This website is provided by Two Harbors Investment Corp. (“Two Harbors,” or “we,” “us,” or “ours”) and may be used for informational purposes only. We reserve the right to modify these terms and conditions at any time without notice. Access to and use of this website and the services available at this website are subject to the following terms and conditions of use. By access or using this website, you agree to be legally bound by these terms and conditions without any modifications by you. If you do not agree to abide by these terms and conditions do not use the website or download materials from the website.
This website may include “forward-looking statements” within the meaning of the safe harbor provisions of the United States Private Securities Litigation Reform Act of 1995. Actual results may differ from expectations, estimates and projections and, consequently, investors should not rely on these forward-looking statements as predictions of future events. Words such as “expect,” “assume,” “target,” “range,” “estimate,” “project,” “budget,” “forecast,” “anticipate,” “intend,” “plan,” “may,” “will,” “could,” “should,” “believes,” “predicts,” “potential,” “continue,” and similar expressions are intended to identify such forward-looking statements. These forward-looking statements involve significant risks and uncertainties that could cause actual results to differ materially from expected results.
Forward-looking statements are not guarantees, and they involve risks, uncertainties and assumptions. There can be no assurance that actual results will not differ materially from our expectations. You are cautioned not to place undue reliance upon any forward-looking statements, which speak only as of the date made. We do not undertake or accept any obligation or undertaking to release publicly any updates or revisions to any forward-looking statement to reflect any change in its expectations or any change in events, conditions or circumstances on which any such statement is based. Additional information concerning these and other risk factors is contained in Two Harbors’ filings with the Securities and Exchange Commission (“SEC”). You may obtain these reports from the SEC’s website at www.sec.gov.
All subsequent written and oral forward-looking statements concerning Two Harbors or matters attributable to Two Harbors or any person acting on its behalf are expressly qualified in their entirety by the cautionary statements above.
Third Party Websites
We may provide, on this website, links to websites operated by third parties as a convenience to you. If you use these other websites, you will leave this website. If you decide to visit any linked website, you do so at your own risk and it is your responsibility to take all protective measures to guard against viruses or other destructive elements. We make no representation or warranty regarding, and do not endorse, any linked websites or the information appearing thereon or any of the products or services described thereon.
No Warranty; Limitation of Liability
THE INFORMATION IN THIS WEBSITE IS PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, THE IMPLIED WARRANTY OF MERCHANTIBILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. TWO HARBORS MAKES NO REPRESENTATIONS OR WARRANTIES ABOUT, AND SHALL NOT BE RESPONSIBLE FOR, ANY ERRORS, OMISSIONS OR TECHNICAL INACCURACIES IN THIS WEBSITE. TWO HARBORS EXPRESSLY DISCLAIMS ALL SUCH REPRESENTATIONS AND WARRANTIES TO THE FULLEST EXTENT PERMITTED BY LAW.
Without limiting the foregoing, neither Two Harbors nor any of its affiliates shall not be liable under any circumstances to any party for any direct, indirect, special or other consequential damages for any use of this website, including any lost profits, business interruption, or otherwise.
No Offer to Sell Securities
The information contained on this website is not investment advice or shall under no circumstances constitute an offer or solicitation to buy or sell any security. Although this website may include investment-related information, nothing on this website is a recommendation that you purchase, sell or hold any security or other investment in Two Harbors or any other company. We do not give any advice or make any representations through this website as to whether any security or investment is suitable for any person or will be profitable, and no information or material on this website may be relied upon for the purpose of making or communicating investment or other decisions. Nothing on this website is intended to be, and you should not consider anything on this website to be, investment, accounting, tax or legal advice. If you would like investment, accounting, tax or legal advice, you should consult with your own financial advisors, accountants or attorneys regarding your individual circumstances and needs. The past performance of any investment, investment strategy or investment style of Two Harbors or any of its affiliates is not indicative of future performance or results.
All of the content you see, hear or otherwise experience on this website, including without limitation information, data, text, software, page headers, images, icons, typefaces, webcasts, audio and video recordings, illustrations and graphics (collectively, “Content”), are protected by trademark, service mark, trade dress, copyright and/or other intellectual property rights or licenses held by Two Harbors, its affiliates or by third parties who have licensed such Content to Two Harbors. The compilation (meaning the selection, collection, arrangement and assembly) of the Content and this website is the exclusive property of Two Harbors and is protected as a collective work under U.S. and international copyright laws. Except as expressly provided herein, none of the material provided on this website may be copied, distributed, republished, reproduced, downloaded, displayed or transmitted in any form for commercial use without the prior written permission of Two Harbors. Individual visitors of this website are permitted to download or print one copy of material published on this website solely for their personal, non-commercial use, provided that they do not modify the materials and that they retain all copyright and other proprietary notices contained in the materials. This permission terminates automatically if you breach any of the terms and conditions contained herein. Two Harbors does not grant any express or implied right to you under any patents, trademarks, copyrights or trade secret laws.
The trademarks, logos and service marks (collectively referred to as “Trademarks”) displayed on this website are registered and unregistered Trademarks of Two Harbors and no trademark license either express or implied is granted by Two Harbors. You do not have any right to use any Trademark displayed on this website without prior written permission of Two Harbors. Trademarks are a valuable business asset of Two Harbors. In the event of unauthorized use or misuse of its Trademarks, Two Harbors will pursue its legal remedies without delay.
Certain areas of this website may include additional terms and conditions that govern the use of those areas. You will also be bound by those additional terms and conditions, and they are automatically incorporated into and considered part of these terms and conditions of use. Two Harbors and its affiliates reserve the right to monitor and record activity on this website in their sole discretion, and may report any activity suspected to violate any law or regulation as deemed appropriate. These terms and conditions of use shall be governed by and construed in accordance with the laws of the State of Minnesota, U.S.A., without giving effect to conflicts of law principles.