POWER OF ATTORNEY
FOR SEC FILINGS ON FORMS ID, 3, 4, 5 AND 144 IN RESPECT OF SECURITIES OF TWO HARBORS INVESTMENT CORP.
The undersigned hereby constitutes and appoints Rebecca B. Sandberg and Mychal S. Brenden, as his true
and lawful attorneys-in-fact and agents, with full power of substitution and resubstitution for him in his
name and stead in any and all capacities, to sign and file for and on his behalf, in respect of any
ownership, acquisition, disposition or other change in ownership of any securities of Two Harbors
Investment Corp. (the "Company"), the following:
(i) any Form ID to be filed with the Securities and Exchange Commission (the "SEC");
(ii) any Initial Statement of Beneficial Ownership of Securities on Form 3 to be filed with the SEC;
(iii) any Statement of Changes of Beneficial Ownership of Securities on Form 4 to be filed with the SEC;
(iv) any Annual Statement of Beneficial Ownership of Securities on Form 5 to be filed with the SEC;
(v) any Notice of Proposed Sale of Securities on Form 144 to be filed with the SEC; and
(vi) any and all agreements, certificates, receipts, or other documents in connection therewith.
The undersigned hereby gives full power and authority to the attorneys-in-fact to seek and obtain as the
undersigned's representative and on the undersigned's behalf, information on transactions in the
Company's securities from any third party, including brokers, employee benefit plan administrators and
trustees, and the undersigned hereby authorizes any such person to release such information to the
undersigned and approves and ratifies any such release of information.
The undersigned hereby grants unto such attorneys-in-fact and agents full power and authority to do and
perform each and every act and thing requisite and necessary in connection with such matters and hereby
ratifies and confirms all that any such attorneys-in-fact and agents or substitute may do or cause to be
done by virtue hereof.
The undersigned acknowledges that:
(i) neither the Company nor such attorneys-in-fact assume (i) any liability for the
undersigned's responsibility to comply with the requirement of the Securities Exchange
Act of 1934, as amended (the "Exchange Act"), (ii) any liability of the undersigned for
any failure to comply with such requirements or (iii) any obligation or liability of the
undersigned for profit disgorgement under Section 16(b) of the Exchange Act; and
(ii) this Power of Attorney does not relieve the undersigned from responsibility for
compliance with the undersigned's obligations under the Exchange Act, including without
limitation the reporting requirements under Section 16 of the Exchange Act.
This Power of Attorney shall replace and supersede any prior power of attorney executed by the
undersigned relating to the matters contemplated herein and shall remain in full force and effect until
revoked by the undersigned in a signed writing delivered to such attorneys-in-fact.
IN WITNESS WHEREOF, the undersigned has executed this Power of Attorney.
Date: May 11, 2021 /s/ Spencer Abraham